Cathy Luna
Loan Officer & Realtor
Preferred Loan Officer with UWM. Helps clients get clear on budget, financing options, and the path from offer to keys — with licensed real estate representation when you buy or sell.
Signature Realty & Loans · Southern California
Homes & loans with Cathy & Frank
Cathy Luna is your Loan Officer and Realtor — Preferred LO with UWM. Frank specializes in distressed flips and wholesale opportunities. One team for buying, selling, financing, and investment deals.
Who we are
Real estate + financing, under one roof
Cathy guides you through purchase and mortgage decisions. Frank brings deep experience with major rehabs, title issues, and off-market opportunities. Together they serve buyers, sellers, and investors across SoCal.
Frank
Distressed Flips & Wholesale
Focuses on properties that need major work or have title complications — helping investors evaluate opportunities and sellers who need a straightforward path on tough assets.
Why work with us
Benefits of the Cathy & Frank approach
Financing + representation
Cathy can walk you through pre-approval and represent you as a Realtor — so strategy and numbers stay aligned from day one.
UWM Preferred LO channel
As a Preferred Loan Officer with UWM, Cathy works through a strong wholesale broker channel focused on clear communication and a smooth process for qualified borrowers.
Hard deals welcome
Frank’s lane is distressed and complicated inventory — major repairs, title issues, and wholesale-style opportunities that typical retail buyers skip.
Featured paths
Where do you want to start?
Buyers
First home, move-up, or investment purchase — learn how buyer representation works and what to expect.
Buyer guideSellers
Marketing, pricing strategy, and a clear process from listing to closing.
Seller guideFinancing
Pre-approval education, mortgage basics, and how Cathy supports your loan journey (no rate guarantees).
Financing infoInvestors
Distressed, wholesale, and fixers — educational overview of Frank’s focus area.
Investor pathBehind on payments?
Foreclosure alternatives
Short sale, as-is sale, loan conversations, and distressed exits — understand your options early.
Ready to talk?
Call Cathy or send a quick message — we’ll help you choose the right next step.